Additional Dwelling Policies
Rental Property Insurance
Tenant leave you high and dry? Just because your tenant has coverage, doesn’t mean that extends to you. Don’t get caught without enough coverage for your rental property.
Rental property insurance, while similar to homeowners’ insurance, does have its unique differences. Insuring your rental property can cover a wide range of risks, including liability, lost income, property damage, and more.
Renters insurance covers you for the things your landlord’s insurance policy does not. For example, if your apartment building went up in flames, your landlord’s coverage would include repairs to the building, but you would be responsible for replacing any of your own belongings if uninsured.
Typically, renters insurance includes property protection and liability coverage – to cover your possessions against events such as fire, flooding, smoke, theft and more – and coverage for property damage you may cause to others, including legal defense costs.
Because renters insurance covers only the value of your belongings, not the building, the premium is relatively inexpensive! For about the same cost as going to the movies once a month, you can gain peace of mind, regardless of life’s unexpected mishaps. Learn more about renters insurance on our blog.
Ready to get a quote?
Our dedicated agents are ready to help you find the perfect policy. Give us a call (800) 373-2821 or fill out our form and an agent will contact you.