With roots dating back 100 years, PDCM blends a century of experience with industry innovation to bring you a completely different approach to managing risk and insurance.


Our PDCM family is made up of everyday people who care a lot about insurance, about each other and about our clients.  We care, we laugh, we have fun, we learn and we help our clients do what they do best!

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PDCM: A Smarter Solution.

"I have dealt with the folks at PDCM for about 10 years now for both business and personal insurance needs. They are dedicated to excellent customer service and working with all of their staff has always been a pleasure. During the Derecho that hit Iowa last August, they were were amazing in their response time and provided valuable and timely assistance to us in getting our claims filed, resolved, and repairs made while many of our neighbors were still waiting for their adjuster to come. I would highly recommend this firm to anyone looking for either business or personal insurance."

Kevin B.

"I am SO grateful for the help Teresa Driscoll provided me. I had a situation where I was required to pay for my sound processor up front before it would even be shipped. The company said they would work with my insurance to get me reimbursed for the full amount. After 9 months of me calling the company and they not following through on the claim it was suggested by my supervisor to contact Teresa to see if she might be able to help me. Help me she did!!! I will now be reimbursed over $4,500 and boy she made my day!!"

Beth H.

"Margie Barske is an excellent agent! She goes above and beyond for her clients! I recently referred a friend to her and she got her taken care of quickly and efficiently! My friend was so impressed and happy I referred her. Margie went out of her way to take care of her. Great agent!"

Regina P.

"My family has been working with Nicole Carlson for the past 10 years and through those years have always had the utmost positive and professional assistance. If I ever need any assistance, questions, or quotes, we always receive a response in a very timely manner with great service and best options for us as a family. Very affordable and always looking out for the best interest in our insurance coverages. We couldn't be happier with the level of service, commitment, and coverage that we receive from PDCM and Nicole. We truly value our advisor!"

Matt C.

Our organization has under 100 employees with 12 retail locations throughout Iowa & Illinois. We are in the retail industry which comes with a high turnover rate. We have an HR team of 1 full time and 1 part time employee. BerniePortal has been instrumental with benefit enrollment collection as it collects all of our enrollment data and necessary forms. Prior to using the portal we were spending so much time tracking down employees in different locations to gather completed forms. In addition, it has made it a much better enrollment experience for our employees at both initial and open enrollment.

Human Resources Leader