Winter Is Here. Make Sure Your Home Is Ready

Published in All Insurance Industry Insights on Friday, December 5, 2025

Snow has already arrived this year, which makes it a great time to check that your home is prepared for the rest of the season. Winter weather causes more than a billion dollars in property damage each year, but a few simple steps can help you avoid many common issues. At PDCM, we want to help you stay safe and protected through the colder months.

Take a look at Your Roof

Snow and ice can add a lot of weight to your roof. If you have not done so yet, consider scheduling a professional inspection to check for loose shingles or damage that could get worse as the season continues.

Keep Your Pipes Safe

Frozen pipes are one of the most common winter problems. Make sure outdoor hoses are disconnected and faucets are turned off. Insulate any pipes in unheated areas like attics or garages to help prevent them from freezing.

Check Your Heating System

If your furnace has not been inspected recently, it is still a good time to do it. Clean filters and a quick check from a professional can help prevent breakdowns when you need heat the most.

Clean Up Around the Outside of Your Home

Trim weak branches before they snap under heavy snow. Clear away debris and make sure walkways are safe to help prevent injuries and damage.

Look at Your Fireplace and Chimney

If you plan to use your fireplace this winter, make sure your chimney has been inspected. A clean and safe system helps protect your home from fire risks.

Clear Your Gutters Before the Next Freeze

Even though snow has already fallen, clearing your gutters now can help prevent ice buildup and water damage throughout the season.

We Are Here to Help you Stay Protected

Winter arrived early this year. If you would like help reviewing your home insurance or understanding your winter risks, PDCM is here to support you and answer any questions. Call us at (319) 234-8888.