Pet Insurance - For Your Furry Friend

Published in All Insurance Industry Insights on Thursday, October 14, 2021

When you're looking for help in getting the best possible care for your pets, you'll get it with the wide variety of policy options provided with our pet insurance programs. Work with your PDCM agent to learn more.

Photo courtesy of Eric Ward, unsplash
Photo by Eric Ward on Unsplash.

As long as your cat or dog is at least eight weeks old, you are eligible to enroll your pet in a pet health insurance plan.

The policies under Hartville Pet Insurance Program cover a wide variety of medical expenses, including:

  • Accidents/injury
  • Illness
  • Hospitalization
  • Emergency vet visits
  • Surgery
  • Dental illnesses
  • Alternative therapies

About coverages


Accident coverage will take care of costs for injuries and emergencies related to accidents, like torn ligaments, bite wounds, cuts, broken bones, lodged foreign objects and toxic ingestions.


With illness coverage, you’ll be reimbursed for the costs of major and minor illnesses, such as cancer, arthritis, allergies, hypothyroidism, digestive problems and UTIs.

Hereditary and congenital conditions

This coverage is for the costs of inherited conditions and birth defects that don’t show symptoms until later in your pet’s life, like heart disease, IVDD, eye disorders and hip dysplasia.

Behavioral issues

Behavioral issues coverage can help with the costs of vet visits for concerning behaviors that may be related to anxiety or compulsive behavior, like excessive licking, fur pulling and destruction of the home.

The optional preventive care add-on covers benefits including:

  • Vaccinations
  • Annual physicals
  • Flea prevention

Sample policy forms