Insurance, Only Smarter

Traditional Business Insurance Coverages

PDCM has long-term relationships with all the major carriers and can provide access to a full menu of benefit offerings. We design, educate and implement a benefit package customized to enable you to attract and retain the employees you want.

Plus Innovative Solutions and Resources

PDCM’s innovation around risk analysis, self funding, and medical captive arrangements provide options beyond the “traditional” insurance market.  We have expertise in reference based pricing, employer clinics and pricing transparency too. This analysis, combined with Human Resource Consulting, Wellness Consulting and our benefit administration and legislative compliance solutions provides a turn key solution to build and support an employers benefit program.

Equals SMARTER Results

PDCM’s approach builds a strategic plan to control the rising costs of benefit coverages which allows our clients to create benefit packages that are financially sustainable and provides employees benefits packages that are customized to their needs.