Get In Gear

Posted: 12/22/2011 in Insurance News

Remain Protected While You’re Rough and Tumble: Adventure enthusiasts get excited at the thought of scouring the woods and skimming ice-covered lakes on their snowmobiles. To protect against potential hazards, Snowmobile Insurance is as essential as your gloves, boots and the need for speed. A typical Snowmobile Insurance policy includes the following coverage:

  • Bodily Injury and Property Damage Liability (BI/PD): Covers liability for an accident involving injury to other people or property, up to your liability limits.
  • Comprehensive and Collision Coverage: Replaces or repairs your vehicle if it is stolen or damaged, regardless of who is at fault. Collision coverage applies for accidents involving a nonliving object or other vehicle; and events such as fires, theft or vandalism.
  • Uninsured/Underinsured Motorist: Pays for your medical treatment resulting from accidents involving uninsured or underinsured motorists when you are not at fault.
  • Roadside Assistance: Covers labor for repairs and towing to the nearest repair facility due to dead batteries, mechanical or electrical breakdowns, lost keys, insufficient fuel (or oil, water or other fluids) and entrapment.
  • Accessory Coverage: Covers items that were not originally manufactured on the vehicle, such as trailers, custom paint, racks and plow blades.

Medical PaymentsThough snowmobiling can be dangerous, purchasing coverage and being protected is easy.