By Steve Clabby

Common Mistake #1
Buying your policy from an agent who does not specialize in business insurance.

There are a lot of insurance agents out there. But not everyone specializes in workers compensation insurance. If you do nothing else, pick an independent agent who specializes in business insurance. Ask to see a list of their current business clients. Is there a broad spectrum of small, medium, and large clients? Do they specialize in your type of business? How long have they been providing coverage for these kinds of commercial accounts?

Ask them what safety services they will provide and how much can you count on them to fight for you when a claim occurs? Do they have a fraud unit that investigates and prosecutes employees that are dogging it when injured? Most important does your agent/company have ideas on how to get injured employees back to work-fast?

To receive the full FREE report please email commercial@pdcm.com