| Insurance Tip: Identity
Theft Information The
three national credit bureaus are:
• Equifax: www.credit.equifax.com | 800-685-1111
• Experian: www.experian.com | 888-397-3742
• Trans Union: www.transunion.com | 800-888-4213 Identity Theft – Protecting Yourself
The number one question is
WHO is at Risk? YOU ARE!!!!!!
More than 1-in-10 Americans Falls Victim to
Fraud*
The Federal Trade Commission states: Identity Theft is now the number
one complaint received from consumers. Nationwide, victims number in
the hundreds of thousands every year.
Have you ever:
- Received pre-approved credit card offers?
- Carried a social security
card on you or in your vehicle?
- Thrown away financial information
without shredding it?
- Used your social security number or student
ID number on a regular basis?
- Had your social security number or drivers
license number printed on your personal checks?
Victims at times are often considered guilty until they prove their
innocence.
*Victims of Identity theft spend on average, 175 hours and over $800
in out of pocket expenses in clearing their names. They experience financial,
emotional, and criminal assault on their good names that negatively impacts
their lives. Identity theft can bring on tremendous frustration and anxiety
in resolving this unexpected problem.
How can YOU protect yourself from
identity theft?
- Add identity theft coverage to your existing homeowner
policy.
- Do not provide strangers with your social security number, mother’s
maiden name or financial account information.
- Secure passwords for credit
cards, bank and telephone accounts.
- Don’t carry your social security
card.
- Carry only the ID and credit cards needed.
- Before discarding financial
information, shred anything containing information that others could
use as identification – charge
receipts, credit applications, insurance forms, or financial information
of any kind.
Set Your Mind at Ease, contact your PDCM Personal Lines Risk Manager
NOW, to receive information about the benefits of Identity Fraud Expense
Coverage!
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